Cardiff Lodge ing and Bed and Breakfasts http://www.innatmoonlightbeach.com 92007. At Moonlight Beach in Encinitas, just off the historic Pacific Coast Highway, this intimate (4-suite) Bed and Breakfast is considered the most romantic in Encinitas and Cardiff California. Guests say itâs quieter than Cardiff Lodge, more dreamy than Carlsbad Hotels, the Inn At Moonlight Beach is San Diegoâs Pacific Coast B&B with suites from $129 a night in the winter, $149 in the summer. Compare to any Solana Beach Hotel, Carlsbad B&B or La Jolla Bed and Breakfast.