Can bad credit be a deal breaker for VA borrowers in qualifying for a VA loan? The http://www.directvaloans.com VA loan FAQ video series addresses the commonly asked question, Can I get a VA loan if I have bad credit? VA lenders review several factors when determining if a borrower is qualified for a VA loan. For veterans with a bad credit history, a common belief they might have is that they cannot qualify for a VA home loan because their credit is not good enough. Complete credit histories, FICO scores, debt-to-income ratios, residual incomes, and loan histories are all considered by VA lenders. Veterans home loan credit requirements can vary from lender to lender. For the complete video series and to find more answers to your most commonly asked VA loan questions visit http://www.directvaloans.com/VA-Loan-Questions/Default.aspx.