1. Consider a 0% interest rate credit card to avoid the 20% interest rates.
2. Talking to your credit card provider. Be open, upfront and honest with them.
3. Personal loan - try to get your debt into one manageable payment.
4. Spending plans and budgets - now is the time! Where is the money going? What can be stopped?
5. Part-time job. Look at extra ways to bring an income - online income, garage sale, cleaning, mowing the lawns.
That's out top 5 tips to a speedy start - and about you getting back in control and not letting the prices take over. You can do this!