Florida dental insurance plans are for the most part expensive for what you get. Actual Dental Insurance plans have an annual maximum generally around $1000 to $1500 in benefits per year. The average premium for an insured dental plan is in the $30 to $35 per month range and so from the start you an annual premium of about $400 and you are going only get another $600 in dental benefits. Additionally, dental insurance plans are broken into 3 categories or classes. Class I is Preventative, Class II is Intermediate or Basic services and Class III is Major services-Restorative. Watch out for a 6-month preexisting waiver on Class II and a one year preexisting on Class III. I prefer Dental Discount plans
