While many experts now agree that the recession actually started at the end of 2007, September 2009 marked the one year anniversary of the 2008 financial crisis that triggered the sharp market downturn and controversial U.S. government intervention. In September, International Risk Consultants created a timeline of major events leading to the crash and up through the present. To view the timeline, please visit www.irc-group.com and look for "USAâÂÂs Economic Recession: Timeline of Events." On the heels of the positive response from the Recession Timeline we published in September, we produced a webcast entitled "Lessons Learned: Beyond the Credit Crunch," an interview with International Risk Consultant's Board Chairman, Maria Mercedes Plant.