http://transfersmart.blogspot.com Transfer Smart testimonial from Sam & Mary Ellen B. - Sam & Mary Ellen from Hermosa Beach, CA owned a timeshare in New Jersey but never visited. They always banked it for exchange, paying the exchange fees every year. The maintenance fees increased year-to-year and they received a special assessment 4 years ago. They know that they can rent for less wher they want to vacation, Palm Springs. Sam said that it was the worst present he'd given his wife in 48 years.