http://www.cpa-financial-debt-strategy.com - If you're in debt, you're not alone. According to the Federal Reserve, Americans are in $1.98 trillion of debt -- that's more than $18,000 per household. If your debt is overwhelming, you can seek help from a debt or credit counselor. But who do you ask and how do you know if he or she has your best interests in mind? We've gathered the most frequently asked questions about debt and credit counseling. They should help you on your way to a more stable financial future.