http://www.PaymentVision.com - Tokenization is a best practice technology that replaces sensitive financial account information in an ACH transaction or credit & debit card information in a card-based transaction with a random character string, or token. The technology is used to prevent the theft of credit card or bank account data while in transmission or storage. Instead of storing financial account information in your system, you submit that information to PaymentVision via a PayAPI web service. The PaymentVision token manager generates a token which is returned in the web service response, while the financial account information is securely stored in our token vault. You store the token in your system instead of financial account data for use with future authorizations. Learn more by visiting www.PaymentVision.com OR call 1-800-345-7243