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If you own a restaurant, your job is to manage risks. In most cases insurance will help. But when it comes to what your customers say about you online, insurance will not help. You need a strategy for managing this risk. This video will help get you started. For help with your restaurant insurance needs, visit us online at http://www.TheRestaurantInsuranceStore.com or call us toll free at 877-687-7557.

Restaurants are at risk for loss due to spoilage of inventory. But how do you make sure you have the right amount of coverage? This video answers that question. For more help, visit us online at http://www.TheRestaurantInsuranceStore.com or call us toll free at 877-687-7557.

You can avoid huge work comp audit surprises or having the insurance company tie up your cash flow with pay as you go work comp. Watch this video to find out how to do it. For more help visit us at http://www.ClinardInsurance.com or call us, toll free, at 877-687-7557.

If you own a restaurant and haven’t purchased mechanical breakdown coverage you are probably taking on a huge loss of income risk that is cheap to insure. Watch this video to learn more or visit us online at http://www.TheRestaurantInsuranceStore.com or call us, toll free at 877-687-7557 for more help.

If you are a restaurant owner and you own cars that are titled in the company name, then you might have a huge coverage gap that could wipe you out financially. Watch this short video to find out when this gap exists and what you can do deal with it. For more information, visit us online at http://www.TheRestaurantStore.com or call us toll free at 877-687-7557.

Having your hood system cleaned frequently and regularly is not just something to make the insurance company happy. This video shows what can happen if you have too much buildup in your hood system. For more help with your restaurant insurance visit http://www.TheRestaurantInsuranceStore.com or call us toll free at 877-687-7557.

Having your hood system cleaned frequently and regularly is not just something to make the insurance company happy. This video shows what can happen if you have too much buildup in your hood system. For more help with your restaurant insurance visit http://www.TheRestaurantInsuranceStore.com or call us toll free at 877-687-7557.

If you are a car dealer and perform repairs on other peoples vehicles, then you need to take special care with your garage policy to make sure you have the right protection. This video will explain this for you. If you need more help, visit us online at http://www.TheAutoDealersHelper.com or call us, toll free, at 877-687-7557.

Bar and & Grill restaurants are often dumped into the higher liquor liability insurance rates due to the higher percentage of liquor sales to food sales. This is unfortunate and unfair but if you are the owner of a bar and grill type restaurant, there is a way out. For more help with your restaurant insurance, visit us at http://www.TheRestaurantInsuranceStore.com or call us toll free at 877-687-7557.

Most NC Contractors have a passing understanding that if they keep losses low they will have lower rates. This video explains why and tells you exactly how to do it. For more help with all or your NC contractors insurance policies, visit us online at http://www.TheContractorsHelper.com or call us, toll free at 877-687-7557.

Researching your insurance online is a great idea but buying it online entails risks that run from poor quality policies to outright identity theft. Watch this video to learn the pitfalls of this process. For more help with any of your insurance needs, visit us at http://www.ClinardInsurance.com or call us, toll free, at 877-687-7557.

If you receive a consent to rate letter from your insurance company about your NC auto insurance policy, or your NC home insurance policy, don’t just sign it and return it. This letter is a huge warning sign and you need to understand what is going on. Watch this video to learn more and protect your rights. For more information, visit us online at http://www.ClinardInsurance.com or call us, toll free, at 877-687-7557.

When it comes to NC Garage Insurance, there are two distinct types and one kind is much more expensive and more limited than the other. Many NC auto dealers have the wrong type of policy and it could cost them their business. This video explains the difference and how you can protect yourself. For help with your used car dealer insurance visit us at http://www.TheAutoDealersHelper.com or call us, toll free, at 877-687-7557.

Many restaurant insurance policies include spoilage coverage thrown in for free, but these freebie forms often have a stealth clause that will take away this coverage from you when you need it most. If you need help with your restaurant insurance, please visit us at TheRestaurantInsuranceStore.com or call us, toll free, at 877-687-7557.

Some people think that they can save money by cutting out the middleman when they buy insurance. Nothing could be further from the truth. You need an agent to be your middle man, but not just any agent will really achieve that for you. Watch this video to find out which type of middleman helps you and which hurts you. You can get help with all of your insurance needs at http://www.clinardinsurance.com or you can call us toll free, at 877-687-7557.

NC landscaping companies will likely need a bond to keep operating in 2011. This video will give you tips on what to do now so that you will be able to get your bond when the time comes. For help with your bond or landscapers insurance policies, visit us online at www,.ClinardInsurance.com or call us, toll free, at 877-687-7557.

Contractors need tool coverage to protect against loss of their hand tools either by theft or other clauses. But few contractors realize that this coverage is null and void if they don’t take one simple step to protect the tools in their vehicles. Watch this video to learn more. Visit us online at http://www.TheContractorsHelper.com or call us toll free at 877-687-7557 for more help with your contractors business insurance policies.

Clinard Insurance Group specializes in helping owners of repair shops and body shops with their garage insurance policies in NC, SC, VA, TN and GA. Watch this video for tips on how to determine how much garage keepers insurance you need on your policy. Visit us online at http://www.clinardinsurance.com/tabid/26746/default.aspx or call us toll free at 877-687-7557 for more help.

Few people understand how their insurance and their license tags are linked. When you sell a car, if you let the buyer drive off with your tags, you may be taking huge risks. Watch this video to learn how to protect yourself. Find out more about NC auto insurance at http://www.clinardinsurance.com or call us, toll free at 877-687-7557.

Here’s a way that plumbers can use the holidays as a way to boost sales and gain more clients. We specialize in helping plumbers with their insurance while also helping them increase their top line revenue. For more help, visit http://www.clinardinsurance.com/tabid/41743/default.aspx/ or call us, toll free, at 877-687-7557

Parents of teen drivers in NC must get a DL123 form before their child takes the driving test. This video explains why and how. For teen driver safety tools, visit http://www.TeenDriverInsurance.com/Clinard or for help with your teen driver insurance policy visit http://www.clinardinsurance.com/Teen_Driver_Program/tabid/26787/Default.aspx or call us toll free at 877-687-7557.

In NC when you add your teenager to your auto insurance policy, almost everyone knows their rates are going to go up. But few people understand how the system works and what you can do about it to minimize these additional charges on your policy. This video explains how it works and what your options are. For safety tools to help teach your child to be a better driver, visit our teen driver safety web site at http://www.teendriverinsurance.co/clinard. For help with your teen driver insurance policy visit us online at http://www.ClinardInsurance.com or call us toll free at 877-687-7557

See the grand prize winner of the Clinard Insurance 2009 Referral Rewards program take home a check for $1000. Learn how you can enter to win by visiting www.ClinardInsurance.com

If you own a rental dwelling, you should remember to add liability coverage to this location in case someone is hurt there and you are sued. But there is a cheap and easy way to broaden that coverage to include a couple of intentional acts that you may perform as a landlord that could get you in real trouble. Watch this video to find out exactly what to do and how to do it. Or learn more by visiting our website at http://www.ClinardInsurance.com or my blog at http://www.InsuranceAnswerGuy.com.

Contractors are often tempted to lowball their payroll estimates when setting up their contractors general liability insurance and their small contractors workers compensation policy. But this strategy can backfire on the small contractor when the payroll audit time comes around. This video explains how the audit trap works and how it can damage a small contractors cash flow. It doesn't matter if you are talking about painter insurance, plumbing insurance, lawn care insurance, carpenter insurance, landscaping insurance, grading insurance, flooring insurance, landscape insurance, lawn mowing insurance, or heating insurance, you will do better to use accurate payrolls when setting up your insurance policies to avoid this audit trap. Also, you will always want to deal with an independent insurance agent who specializes in handling the insurance needs of small contractors. An agent like the one found at <a href="http://www.TheContractorsHelper.com">The Contractors Helper</a>

Small contractors often don't purchase workers compensation insurance because there are two loopholes that allow them to avoid buying the policy. What few realize is that using these loopholes to avoid purchasing a workers compensation policy is a very dangerous choice. It could cost you your very business. Watch this video to find out why and what simple steps you can take to remedy this problem.

Used car dealers in NC, SC, GA, TN and VA will all need to purchase a garage liability insurance policy. This dealers insurance policy may leave the dealer with a gap in protection if he or she drives an non-owned car in some circumstances. Watch this video to find out how to avoid this dangerous coverage gap. For more help with your dealers insurance policy or your garage insurance policy, you can contact Clinard Insurance Group by calling our office at 877-687-7557 or visit our web site at http://www.theautodealershelper.com/?ppc=video.