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http://www.newhorizon.org/Info/unsecured.htm What are Bad Credit Credit Cards? Credit cards for bad credit are sometimes also called Guaranteed Approval credit cards. This is because issuers of these credit cards grant easy approval regardless of the individual’s credit history. Whether you have bad credit or no credit, you can get approved with no hassle.

Bad credit personal loans are really designed to help people with bad credit. Despite the risks, many lending companies have made provisions for people with bad credit because there is huge market of consumers who are not qualified for standard loans. Understandably, lending companies may require higher interest rates and fees because of the risk involved.

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