How to improve your credit score - Baltimore Chevrolethttp://winkelly.com - Credit bureaus and lenders look critically at your payment history to determine their risk in offering you a loan of any type. Your payment "habits" here are key. Late and partial payments weigh, heavily in their consideration and negatively against your credit standing. Make your best effort to always make regular, on-time payments to show that you are a responsible individual who consistent and trustworthy. Avoiding late fee charges is also a benefit of making on time payments. Of all the elements considered when you apply for any type of loan, your credit is the potential creditors' most important consideration and receives the highest amount of scrutiny. The better your credit, the higher your chances are of obtaining the loan you are looking for, with terms that are more advantageous to your financial situation; bottom line, the higher your credit score, more than likely, the lower your payments will be, and this typically related to insurance premiums as well. As the leading New and Used car dealership in the greater Baltimore, Maryland area, Win Kelly Chevrolet Buick GMC understands the need for strong preparation, as such, we offer these tips to improving your credit score to help you prepare for your next major credit purchase and present yourself in the best light possible regardless of the type of purchase.