Don Miller -- author of "Blue Like Jazz" and "Searching For God Knows What" writes,
"I think it is more safe and more beautiful and more true to believe that when a person dies he will go and be with God because, on earth, he had come to know Him, that he had a relational encounter with God not unlike meeting a friend or a lover or having a father or taking a bride, and that in order to engage God he gave up everything, repented and changed his life…" (p156, Searching For God Knows What) "The message is that ... if they ask forgiveness ... then God will forgive them. (p124, Blue Like Jazz) ... all ... he really needed to do was place all his love and faith in Christ... the early message of grace [was] of repentance toward dead works and immorality in exchange for a loving relationship with Christ." (p121, 190, Searching For God Knows What)
This is clearly salvation by works.
And when you believe salvation by works, you can never be sure if you've "done enough" to be saved. Thus, notice ...