At the Churchill Club’s 10th Annual Top Ten Tech Trends debate, Vinod Khosla opens shares his thoughts on the future of the humble phone. Your mobile will turn into a mainstream computer. Beyond just e-mail and web access, the phones of the future will have such features as built-in projection screens. High-speed data will make your phone a virtual credit card and ID (even a passport!). Access will open phones up, transforming them into payment systems, personal information filing systems, and much, much more.