Debt settlement is an extreme solution suitable for serious debt issues. Learn how it works in this debt settlement video. Debt settlement is the process of negotiating with creditors to accept about half of the total debt you owe. In order to qualify, you must be delinquent on your payments and will probably face aggressive collection attempts. If choose this option, look for a reputable debt settlement company to ensure your debt is settled fairly. keyword debt settlement, settle your debts, debt settlement, settlement of debts, debt settlement, credit card debt settlement, debt settlement, credit card debt relief, debt settlement