BillsIQ (http://www.bills.com/iq/)is a free financial health check up tool which is pretty cool and handy. It is also an eye-opener for many people who find out that they need to solidify their financial foundation. It is a quick and easy assessment of the Financial IQ and position across 5 categories: Debt, Credit, Wealth, Budget, Lifeplan. It gives tons of free tips and tools to help you to learn and save better for your financial future.