I know how you feel from personal experience.
Talking to me will help you understand:
1. What your foreclosure options are.
2. What kind of foreclosure help is available for you.
3. How does loan modification work?
4. Is loan modification the right solution for you?
5. Should you work with an attorney?
6. Why you should not accept your lender's offers before understanding your options.
7. Is there any real government foreclosure help?
8. And much more... Let's talk. The sooner we talk the better it is. Time is of the essence.