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Ryan: Okay. Let's take another question. Alright, who else is out there?
CALLER: Hi. My name is Star and I have a little bit of a twist, I'm not sure which way to go on my property. Sadly my husband passed away just before Christmas. He was severely disabled veteran so I was his caregiver around the clock. I left a salaried position and just to take care of him and when he passed away all of my income did too. Now I have found a job but I'm not sure. I know that I have to have some proof of income before they'll do any kind of loan modification.
