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Have you been trying to buy a house through traditional means lately?
Using a Realtor and mortgage broker to purchase a dream house with a white picket fence isn't as easy as it used to be.
How about selling you home? Finding a buyer who can qualify for a loan is extremely difficult as well.
Who is the culprit most responsible for buyers not being able to purchase property and sellers not being able to transact? The bank! So if you could eliminate the bank from this process, do you think you would be able to make a real estate transaction?
A popular and easy to execute strategy that offers a solution to both scenarios is known as Seller Financing. Seller financing is when the owner takes a second note, or even finances the entire purchase of the property in order to assist the seller in financing a real estate transaction.
Usually sellers will offer this option when a buyer has difficulty qualifying for a conventional loan or meeting the 20-30% required bank down payment.
Seller financing differs from a traditional loan because the seller does not give the buyer cash to complete the purchase, as does a lender.home for sale by ownerrent to own housesowner financedrent to buyAustin TXReal EstateCurt MalyEndurable Investments
