http://www.cpa-financial-debt-strategy.com - When do I know I need debt counseling?
There is no specific amount of debt -- whether it's $5,000 or $50,000, that denotes you need a debt counselor. You need to consider how much income you have each month, what your expenses are and what your financial plans are. If you can plan a way to get out of debt yourself, that may be your best bet. If you feel helpless, overwhelmed or can't figure out a plan, you may need debt counseling.
