http://www.cpa-financial-debt-strategy.com - How do I find a good debt counselor or credit counselor? When shopping for help, either for a credit counseling agency or a debt consolidation agency, keep in mind that just because a company claims to be nonprofit, doesn't mean it has your best interest at heart. Be wary of a company that immediately urges you to join a debt management plan -- they should take an interest in your particular issues, not throw you toward a cookie-cutter plan. And like any other big decision, shop around and ask for all prices and fees to be stated up front and put in writing.