The VA can change VA mortgage limits from time to time. The http://www.directvaloans.com VA loan FAQ video series addresses the commonly asked question, What are the recent changes to VA limits and are they permanent? Economical circumstances and other factors can cause the VA to make adjustments to VA loan limits. The Veterans Benefits Improvement Act of 2008 allows the limit on zero-money-down loans in qualified counties to increase up to $729,750 on VA home loans closed through December 31, 2011. The VA sets maximum loan amounts for each county every year. So the amount of the VA guaranty can vary depending on where a veteran lives. That loan limit is $417,000 in most counties. However, it can be higher in counties with a higher cost of living. For the complete video series and to find more answers to your most commonly asked VA loan questions at http://www.directvaloans.com/VA-Loan-Questions/Default.aspx.