http://www.thinkcapitaladvisors.com , Think Capital Advisors PayCard Team offers the latest turn-key payroll paycard techonology solutions that require no company internal payroll processing changes. Think Capital's payroll paycard solution allows companies to generate capital internally while simultaneously expanding employee benefits on top of being green friendly. Why Think Payroll Paycard Solutions? Experienced program implementation and support teams. Compliant and certified with all Paycard industry regulations. Worldwide acceptance through partnerships. 800+ payroll paycard clients. Paycard product development innovation. Multiple data centers, call centers, and information technology resources. The primary focus is paycards. Pioneers in the payroll industry. Turn-key paycard solution. All paycard systems are proprietary - built from the ground up. Largest surcharge free ATM network. Direct Deposit key benefits are cost savings. Businesses can save up to $2.93 (per National Automated Clearing House Association 2009) per transaction by using Direct Deposit. Example: Switching 80 bi-weekly paid employee from paper checks to Direct Deposit would save over $5,000 annually. Another key benefit is increased employee productivity - employees spend between 8.5 and 24 hours per year going to the financial institution to cash or deposit their paychecks, an activity which accounts for an estimated $3-$5 billion loss in productivity annually. Call Think Capital today.