It is important to remember not to "jump the gun" at the first bank willing to lend you financing for your home mortgage. You should always shop around because a small variation in an interest rate percentage could mean the difference in thousands of dollars out of your pocket. Just like no two parcels of land are alike, no two lenders are alike. To help you begin conducting your research, you should first understand the different features of a typical loan. More Infohttp://www.thehomemortgagegroup.com/