Nevada businessman and entrepreneur Jeffrey Kale Flagg says three steps and a little persistence pays off. Over the years, Jeffrey Kale Flagg has observed many people find excuses for their lack of accomplishments–they spend more time justifying where they are instead of simply taking action and going where they want to go. A fact of life, Flagg says, is that we all have the ability to make the kinds of changes that will help us achieve our dreams. Whether or not we make those changes is our choice–a test of character, a moment of truth, says Jeffrey Kale Flagg.