Affordable F&I software for independent auto dealersAffordable F&I software for independent auto dealers; offering sales and financing modules with integration to leading accounting systems. Product is used at over 1,000 dealers across North America. Equipped with tools designed for dealers who have a sub-prime or special finance department. VCAT provides a full range of sales tools to help you find the right vehicle for your customer, help the customer choose the best financing, and close the sale faster and easier.