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http://www.amazon.com/Insider-Loan-Modification-Secrets-Exposed/dp/1468195565/ref=sr_1_4?ie=UTF8&qid=1329410771&sr=8-4 Marlon Baugh helps James, local Tamara Homeowner refinance even though he was turned down by other lenders because the value of his home had dropped significantly below what he originally bought his home for.

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