FC2Video

Opting out of pre-screened offers is a great way to get off of the credit bureaus' radar. But will it increase your credit score??? Watch the video for the answer.

Did you ever wonder if you are responsible if you co-sign on a credit card for a friend or loved one? I can't tell you how many times I hear this from my clients: "...but I am only the co-signer. Why is it affecting MY credit?" Find out the answer in the next video, Credit Myth #6.

It's another myth. FICO 08, the new scoring system, was supposed to change the way piggybacking (or Authorized User) rules were measured, but they have since decided to change that (thanks to a Lawsuit). Ultimately most lenders are still not using FICO 08, even though it's been out for a couple of years already.