Short Pay RefinanceShort Pay Refinance with http://www.ShortPayAccess.com a provider of short pay refi and short sale services for homeowners and real estate agents across the U.S. based in in California in the San Francisco bay area, oakland, Berkeley, Redwood City, Los Altos, Stanford, San Ramon, Alamo, Dublin, Pleasanton, Danville, Livermore, Castro Valley, Fremont, Newark, Union City, San Jose, Stockton, Modesto, Tracy, and Sacramento. Short Pay Access helps qualified underwater homeowners who have upside down mortgages save their home through mortgage principal reduction and lower mortgage payments. Call (925) 309-6109 or visit http://ShortPayAccess.com to get help and to find out if you qualify for a short pay refinance.