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Phil Town asks What happened to your retirement money in the last couple of years? Wasn’t that enough to prove to you the futility of the mutual fund industry? Are you ready to get your money back? Phil Town's new book Payback Time will show you how.

Phil Town and his PAYBACK TIME revolution are causing a stir. Phil Town is the best selling author of PAYBACK TIME.What makes them wealthy without having to be talented. They either don’t have the skill set necessary to successfully stockpile businesses or they don’t have the luxury of time to wait for a great opportunity to stockpile. Phil Town teaches you the PAYBACK TIME steps.

http://www.philtown.typepad.com Phil Town is a best selling author and investing guru. Phil Town's Rule #1 was a NY Time best seller.

Investment Coach and NY Times best selling author Phil Town.

http://www.ruleoneuniversity.com Investment coach and NY Times best selling author Phil Town.

http://www.ruleoneuniversity.com Investment coach and NY Times best selling author Phil Town.

http://www.ruleoneuniversity.com Investment coach and NY Times best selling author Phil Town.

http://www.ruleoneuniversity.com Investment coach and NY Times best selling author Phil Town.

http://www.ruleoneuniversity.com Investment coach and NY Times best selling author Phil Town.