Illinois Credit RepairMr. Smith has been a Chamber of Commerce member since 1994. Licensed Securities broker beginning in 1993 with the NASD, SEC, and NYSE, world–wide business negotiator, with clients all over the World. With the recent macro-economic environment, real estate collapse, and mortgage debacle, Diversified Concepts was formed to assist Homeowners in the educational process on what to do next and provide Real Estate professionals the BEST options to prosper. We have aligned ourselves with the best companies, with the foremost programs in the industry.