Highrisk SolutionsMerchant Solutions is serviced by The Steward Group. We are a consulting firm in the world of Electronic Payments. Since 1995, we have consulted thousands of companies on how to reduce overall processing cost associated with Credit card processing as well as ACH and a Check programs. We specialize in High risk Business models as well as conventional and provide a multitude of Electronic Payment solutions for both E-commerce and retail alike.