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One of the most important things students can do to manage obligations is develop a Post Graduation Plan. It's a good way to get a sense of what life will be like in the real world, and how you will manage all of your new financial responsibilities. Distributed by Tubemogul.

http://www.cambridge-credit.org/ -- As we've learned in hindsight, there were a number of factors that brought about the Great Recession. We've discovered that the boom and bust cycle of the housing market was created by Wall Street's insatiable appetite for mortgage-backed securities, and that no one who suspected it was unsustainable bothered to do anything about it. We also learned that you and I lived somewhat beyond our means. Distributed by Tubemogul.

"Keeping up with the Joneses" can produce positive results, that is, if we're striving to earn the same good grades in school, or to advance within our profession the same way our neighbors are. But if we're merely struggling to duplicate our neighbors' lifestyle, and purchasing the trappings of that lifestyle with money that's not really within our budget, that's a style we won't sustain for very long. In that scenario, Keeping up with the Joneses will lead to predictably disastrous results. Watch this week's webisode from Cambridge Credit Counseling Corp. to learn more. Host: Community Outreach Director, Thomas Fox. Distributed by Tubemogul.

Regardless of economic conditions, rewarding good employees is an investment companies have to maintain. Recession or not, employers need to consider the consequences if their best employees leave. And let's be honest, if you've made it this far you're probably on the list of good employees. Although the job market is often tough to crack when you're unemployed, those who do have jobs may find themselves in an interesting position. That's because some businesses prefer to look only at people who are already employed. Although that sounds strange, let's think about it. In a tough economy most companies make their first cuts in areas that aren't vital to their operations. The employees that survive are likely to have skills that are essential to the business. Watch this week's webisode from Cambridge Credit Counseling Corp. to learn more. Host: Community Outreach Director, Thomas J. Fox. Distributed by Tubemogul.

http://www.cambridge-credit.org/ -- Many people have adopted a frugal lifestyle lately to help them adjust to today's difficult economic conditions. They've trimmed their budget, adjusted their spending, and taken steps to maximize their earnings. In order to avoid the temptation to overspend, some have opted to close their old or unused credit cards. Although this seems like a logical approach, closing credit cards can actually have a negative affect on your credit score. Watch this week's webisode from Cambridge Credit Counseling Corp. to learn more. Host: Community Outreach Director, Thomas Fox. Distributed by Tubemogul.

http://www.cambridge-credit.org -- Starting October 27th, the Federal Trade Commission's Telemarketing Sales Rule will prohibit for-profit debt settlement companies from charging fees to consumers until the company has performed an actual service. The Telemarketing Sales Rule applies to debt settlement companies that solicit consumers by phone, and to settlement agencies that receive calls in response to ads. Consumers should be aware that many debt settlement companies are already trying to find ways to evade these new rules and so you'll need to be on the alert. Watch this week's webisode from Cambridge Credit Counseling Corp. to learn more. Host: President and CEO, Christopher Viale. Distributed by Tubemogul.

http://www.cambridgecredit.org -- In an effort to stem the tide of foreclosures , many independent mortgage servicers and the federal government have developed a variety of loan modification programs. Unfortunately, the marketplace is ripe with scam artists poised to take advantage of vulnerable, and often desperate, homeowners. Watch this week's webisode from Cambridge Credit Counseling Corp. to learn more. Host: Community Outreach Director, Thomas J. Fox. Distributed by Tubemogul.

http://www.cambridge-credit.org/ -- All across America, housing counseling agencies are working with individuals to help them identify the options they might use to solve their housing problems. Although you may not have heard of housing counseling before, after this episode you can bet they will be your first call when you need advice. Watch this week's webisode from Cambridge Credit Counseling Corp. to learn more. Host: Community Outreach Director, Thomas J. Fox Distributed by Tubemogul.